Dow Jones came within half a point of mark before falling at close.
Wells Fargo slumps 1.6%; Bank of America drops 1.2%.
Ford, GM each climb 5% after posting strong December sales numbers.
Ford stock up after announcement it plans to keep jobs in U.S.
Solid gains outshine recent pullback.
Dow loses 0.3 percent, ends at 19,762.
High-dividend stocks rose today as bond yields fell.
2016 investors bet on better economy.
Result more than wipes out gains from Tuesday.
The Dow flirted with mark but finished at 19,945; Nasdaq hits record high