NEW YORK - Can't find an ATM from your bank nearby? Keep walking or pay higher fees.
An annual survey released yesterday by Bankrate.com found the average ATM fee for noncustomers rose 12.6 percent this year to $2.22.
You'll likely get dinged by your own bank, too. The average fee banks charge customers for using another bank's ATM is $1.32. That fee, however, dropped from $1.46 in 2008, as some banks reduced or waived it.
About 72 percent of banks now charge customers a fee for using an ATM from a different bank, according to the Bankrate survey. Nearly all banks charge noncustomers for using their ATMs.
The average fee for a bounced check, meanwhile, rose 2.1 percent to $29.58 this year. In 1998, that fee was $21.57.
About a quarter of banks charge more for the second overdraft during a 12-month period. The average charge for the second to fourth overdrafts is $33.88.